Klarna 0% Finance

Here at 2Under Golf we are proud to offer you 0% interest-free finance. 
Klarna allows you to split your payments into 3 equal instalments over 3 months.

How to apply?

We have made the application process as simple as possible. All you need to do is add all the items you would like to purchase to your shopping cart and then proceed to the checkout stage.

Once you have filled out your details you will reach the payment stage of the checkout page. From here, simply select the 'Klarna' option. You will then be directed through the application process.

Finance is provided through Klarna and the entire application is managed online. It is quick and easy and you will receive a decision within seconds based upon the information that you provide.

Am I Eligible?

0% finance is offered subject to age and status, to apply for this service you will need to:

- Be 18 years or older at the date of application
- Be a permanent UK resident
- Be able to make regular payments by direct debit
- Have a debit or credit card in your name and registered to your address
- Have a bank or building society account
- You must be able to receive the delivery at your home address as provided in your finance application

Terms & Conditions

In cooperation with Klarna Bank AB (publ), Sveavägen 46, 111 34 Stockholm, Sweden, we offer you the following payment options. Payment is to be made to Klarna: Pay in 3

Further information and Klarna’s user terms you can find here.
General information on Klarna can be found here.
Your personal data is handled in accordance with applicable data protection law and in accordance with the information in Klarnas privacy statement.

Klarna payment information

Pay later with Klarna

Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. Subject to status. T&Cs and late fees apply.

Klarna’s Pay in 3 instalments and Pay in 30 days are regulated credit agreements. Klarna Financial Services UK Limited is authorised and regulated by the Financial Conduct Authority for regulated consumer credit activities under firm reference number 987889.

Available to eligible permanent UK residents aged 18 or over. Klarna’s eligibility checks and lending decisions apply.

Please read Klarna’s UK terms and conditions before choosing Klarna.

Frequently asked questions

Who is Klarna?

Klarna is a payment and financial-services provider. When you choose an eligible Klarna payment option at checkout, the credit agreement is between you and Klarna Financial Services UK Limited. Klarna is responsible for assessing your eligibility and managing your Klarna payments.

How does Pay in 3 work?

3 interest-free instalments with Klarna

Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. Subject to status. T&Cs and late fees apply.

Pay in 3 allows you to divide an eligible purchase into three payments. Your first payment is normally taken when your order is confirmed. The remaining payments are scheduled automatically in accordance with the payment plan provided by Klarna.

Your exact payment amounts and due dates will be displayed before you complete your purchase and can be viewed in the Klarna app or by signing in to your Klarna account.

How does Pay in 30 days work?

Get 30 days to pay

Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. Subject to status. T&Cs and late fees apply.

Pay in 30 days allows eligible customers to receive their order and pay Klarna by the date shown in their payment plan. The exact due date will be provided by Klarna and can be viewed in the Klarna app or through your Klarna account.

Am I eligible to use Klarna?

You must be at least 18 years old and a permanent UK resident. Klarna payment options are subject to status, eligibility checks and Klarna’s terms and conditions.

The availability of a Klarna payment option is determined by Klarna. Being offered Klarna for one purchase does not guarantee that it will be available for another purchase.

How does Klarna decide whether I am eligible?

Klarna assesses each purchase separately using the information provided during checkout and other information available to it. This may include your identity, address, payment information, purchase amount and your previous payment history with Klarna.

2Under Golf does not make or influence Klarna’s lending decisions.

What information will I need to provide?

Klarna may ask for information including your:

• Full name
• Date of birth
• UK billing address
• Email address
• Mobile telephone number
• Eligible debit or credit card details

Please provide accurate and up-to-date information so that Klarna can assess your application and send your payment information.

Will Klarna carry out a credit check?

Klarna may carry out eligibility, identity and creditworthiness checks when you apply to use one of its credit products. The checks undertaken and how they may be recorded can depend on the Klarna product and your circumstances.

Please review the information Klarna presents during checkout and its current terms and privacy notice before agreeing to proceed. 2Under Golf does not conduct Klarna’s checks or make Klarna’s lending decisions.

Why was I not offered Klarna?

Klarna decides whether its payment options can be offered for each purchase. Its decision may depend on your circumstances, the information entered at checkout and details of the proposed purchase.

2Under Golf cannot see the full reason for Klarna’s decision or change the outcome. If Klarna is unavailable, please select another payment method.

How are my payments collected?

Payments are made directly to Klarna using the payment method associated with your Klarna purchase. Your payment schedule, amounts and due dates will be confirmed by Klarna before you complete the transaction.

You can view and manage your payments through the Klarna app or your Klarna account.

Can I pay Klarna before the due date?

Where Klarna provides this option, you can make an early payment through the Klarna app or by signing in to your Klarna account. Follow the instructions displayed against the relevant purchase.

What happens if I pay late or miss a payment?

If you are experiencing difficulty paying, contact Klarna as soon as possible through the Klarna app or Klarna Customer Service.

Late or missed payments may result in late fees and may negatively affect your financial status and ability to obtain credit. Klarna will provide information about any overdue amount and the options available to you.

Do not use the old statement claiming that missed payments will not affect your credit score.

What happens if I cancel or return my order?

Please follow 2Under Golf’s returns procedure. After we accept and process a cancellation or return, we will notify Klarna.

Klarna will then adjust or cancel the associated payment plan and, where appropriate, arrange a refund. Until the return has been registered, continue to monitor your payment plan and contact Klarna if a payment is approaching.

How will I receive my refund?

Approved refunds are processed through Klarna and are normally returned to the payment method used for the purchase. Processing times can vary depending on Klarna, your card issuer or your bank.

You can monitor the refund through the Klarna app or your Klarna account.

What should I do if I have not received my order?

Contact 2Under Golf first so that we can check the order and delivery status.

You should also use the Klarna app to report a problem or follow Klarna’s instructions for pausing or disputing a payment. Do not ignore a payment reminder without reporting the issue to Klarna.

What if I have received a payment request but returned the goods?

Check that your return has been delivered and processed by 2Under Golf. Once the return is registered, Klarna should update your payment plan and arrange any refund due.

You can report the return or monitor its status through the Klarna app. Contact Klarna if a payment is due before the return has been processed.

Is my payment information secure?

Klarna processes the payment information required for its payment services. 2Under Golf does not receive or store your complete card details through the Klarna payment process.

Please consult Klarna’s privacy notice for information about how Klarna collects, uses and protects personal information.

Where can I view my Klarna purchases?

You can view your purchases, payment plans, due dates and payment status in the Klarna app or by signing in at Klarna UK.

I have not received my Klarna payment information. What should I do?

Check the email address and mobile number entered at checkout, including your spam or junk folder. You can also sign in to the Klarna app or website to view your purchase.

Contact Klarna Customer Service if the purchase does not appear or you require further assistance.

Who should I contact about my order?

Contact 2Under Golf regarding products, delivery, cancellations and returns.

Contact Klarna regarding eligibility decisions, payment schedules, missed payments, payment difficulties, Klarna account access or refunds that Klarna has already been instructed to process.

Visit Klarna Customer Service for current support options.